Direct billing available with AXA, Bupa, Cigna, Aviva, Vitality, Allianz, Healix, Simplyhealth, Health Shield, Medicash & WPA. No upfront payment for most policies.
We're approved by all major UK private health insurance companies
Four simple steps to get your treatment covered
Review your health insurance policy to confirm physiotherapy is included in your coverage. Most policies cover 12-20 sessions per year.
Contact your insurer to get a pre-authorisation code. We can help guide you through this process if needed.
Book online or call us with your authorisation code. We'll verify your coverage before your first session.
For most insurers, we bill directly - meaning no upfront payment. Just pay any excess if applicable.
Most private health insurance policies cover these physiotherapy services
Coverage varies by policy. Always check with your insurer for specific details.
For most policies, we can bill your insurer directly. This means no upfront payment - we handle everything for you.
Simply provide your authorisation code when booking, and we'll take care of the rest. You only pay any applicable excess.
How to get approval from your insurer
GP referral usually not required for Bupa members.
Some AXA policies require a GP referral - check your policy.
Vitality often offers open referral - no GP needed.
Check if your policy includes Therapy Benefit.
WPA typically requires a GP or consultant referral.
What most private health insurance policies include
| Coverage Item | Typical Allowance |
|---|---|
| Sessions per year | 12-20 sessions |
| Policy excess | £50-£250 |
| GP referral needed? | Usually not required |
| Waiting period | None for most policies |
| Direct access | Available with most insurers |
Coverage varies by policy. Please check with your insurer for your specific entitlements.
Common questions about insurance-covered physiotherapy
Detailed information for each insurance provider
Get the physiotherapy treatment you need, covered by your insurance
Book Online NowHave questions? Our team is happy to help with insurance queries
